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If you’re like many other New Jersey homeowners or potential homebuyers, you have probably eyed fixed rate mortgage rates or adjustable mortgage rates with interest. Low mortgage rates offer powerful incentives, and by going with the right mortgage expert, you can lock in incredible savings within weeks!
New Jersey Mortgage Rates
| Program | Rates | APR |
|---|
| 30 Year Fixed | 3.500% | 3.560% |  |
| 30 Year Fixed FHA | 3.250% | 3.926% | |
| 30 Year Fixed HARP | 3.500% | 3.519% | |
| 15 Year Fixed | 2.625% | 2.765% | |
| 5/1 LIBOR ARM | 2.500% | 2.598% | |
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NJ Mortgage Rates 1-866-955-5655
* This is not a rate lock or
commitment to lend.
Learn more about Mortgage Loans Assumptions and APR Information.
New Jersey mortgage rates are simply too good to pass up – which is why you need to contact Amber Sky Home Mortgage, your trusted and reliable provider of no-nonsense NJ home purchase loans and NJ refinance loans that work for you.
See how you can help your budget and benefit your family by turning to the experts at Amber Sky Home Mortgage – today!
Why You Should Pursue a NJ Refinance
New Jersey mortgage rates are near their lowest points ever. The difference between what you paid years ago and what New Jersey mortgage rates currently are can result in tremendous benefits – but only if you make the right call!
Reasons to jump into the market now and pursue a NJ refinance include:
- Lower monthly payments: Your typical NJ refinance can save hundreds of dollars each month!
- Lower annual interest payments: Each year, the amount you pay for interest can be lowered by thousands!
- Greater savings over the life of your loan
- Unprecedented control and flexibility: Want to change the type of loan you have? A NJ refinance can help you convert an ARM into a fixed rate mortgage, and vice-versa.
You can make a true difference in your family’s budget and future if you take the time today to call Amber Sky. Get the ball rolling; grab these tremendous opportunities!
Choosing the Right Home Purchase Loans for You
When you work with Amber Sky for your home purchase loans or NJ refinance, you generally have several options. Selecting the right loan is crucial. Fortunately for you, Amber Sky is here to make sure it’s done right the first time.
Many in New Jersey choose a standard fixed rate mortgage because a fixed rate mortgage offers stability and security. The interest rate on your loan doesn’t fluctuate, no matter what New Jersey mortgage rates may be. You trade the opportunity for a lower rate later with consistency and the ability to predict costs, which is why a fixed rate mortgage is very popular.
You can also obtain great adjustable mortgage rates that reset during a given period of time. A 5/1 ARM, for example, starts with a low intro rate for five years, then switches to the current adjustable mortgage rates each year after that.
Bergen County
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Find Your Home Purchase Loans with Low New Jersey Mortgage Rates Today!
For these and other home purchase loans, you need to talk to the pros who know. Contact Amber Sky Home Mortgage by calling 1-866-955-5655 – and start saving today!
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